Every week we release educational videos related to hot topics in the mortgage industry on YouTube.
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Years Residential Mortgage Experience
Loans Closed
(Referral Only)
Jennifer Hughes Hernandez is a nationally recognized Senior Loan Officer and Top Producer, building a 100% referral-based business on trust and results since 1995. As host of Emmy-nominated American Dream TV and author of Big Hug Big Kiss, Jennifer combines expertise with a passion for educating homebuyers and supporting realtors through her YouTube channel and coaching events.
Her guiding philosophy? Do the right thing, show you care, and lead with integrity.
Let us show you how to find the product to meet your buyers unique needs
Let us assist you in getting the exact loan to meet your specific needs
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All Rights Reserved | Jennifer Hughes Hernandez | Senior Loan Officer | NMLS #514497
Full service residential lender with an experienced team offering expert service, reliable communications and on-time closings in the greater Houston area.

Every week we release educational videos related to hot topics in the mortgage industry on YouTube.
Subscribe to our channel to stay in-the-know!
Gardner Financial Services, Ltd., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Texas Partners Bank. 18402 U.S. Highway 281 N, Ste. 258, San Antonio, TX 78259. AZ BK-2001467. Check registration and licensing at nmlsconsumeraccess.org. Legacy Mutual Mortgage is an Equal Housing Lender. This is not a commitment to lend. Material is informational only and should not be construed as investment or mortgage advice. Legacy Mutual Mortgage is not an agency of the federal government. Not all loan products are available in all states. All loans are subject to credit and property approval. Not all applicants qualify. Restriction and conditions may apply. Information and programs current as of date of distribution but may change without notice. [11/2025]